Life after filing bankruptcy is a very hard thing to imagine. For many, bankruptcy is a long-winded battle to overcome due to unfortunate circumstances. According to Clear Bankruptcy, the three major leading causes of those filing bankruptcy occur due to medical expenses, job loss and uncontrolled spending. After struggling for many years with credit card [...]

Photo by Alexandre Normand.   With the summer fast approaching, many people are looking to take long vacations and enjoy fun in the sun. One of the biggest concerns of many families is how to enjoy the summer weather without taking on massive debt. Here are five ways to beat debt this summer. Cut Back [...]

Photo by Pascal.   When I say do less laundry that does not give you the freedom to buy a new set of wardrobe and donate your used clothes to The Salvation Army. Logically, doing less laundry will mean wearing your clothes multiple times. Sound a bit too disgusting to deal with? Well, unless you [...]

Photo by Cowbark.   Thanks for sticking around and welcome to part 2 of “10 Thrifty Ways to Get Out of Debt.” Last month I discussed the various ways to get out of debt through smart, simple tactics like eliminating daily luxuries to opting for store brand names. The New York Times reported back in [...]

Mounting debt can be one of the most difficult things that someone ever has to deal with. Debt causes stress and embarrassment in addition to financial difficulties. When debt gets out of control, people often seek help. One option that people turn to is debt consolidation. There are two major ways you can consolidate debt. [...]

Photo by Mik2mei.   Attempting to lead a thrifty lifestyle does not have to be a dramatic change, nor drive you to the border of insanity; a few smart sacrifices here and there will go a long way and help you get out of debt. According to the New York Times, American consumer spending rose [...]

A credit card debt crisis can begin very slowly and innocently, but once it gains momentum it can become difficult to stop. The havoc it wreaks can bring you to your knees financially, but the good news is that there are different credit solutions available. If you find yourself in financial hardship, the worst thing [...]

The following is a guest post by Sara James from Oak View Law Group. Photo by A Long, Lone Run. Credit cards have brought about some radical changes both in our lives and in our spending habits, simply by making the entire process of paying and lending much easier and convenient. The more you become [...]

The following is a guest post by Steven Van Note from Credit Card Debt Consolidation Champions. Marriages are stressful enough without financial problems; however, Americans who are overextended on credit card debt find that their financial hardships often result in divorce. It is important that couples in this position realize that they have options for [...]

Debt settlement is a fairly aggressive approach to credit card debt relief. It is commonly advertised as a highly successful solution for reducing debt to a fraction of its current level, resulting in dramatically reduced payoff time in combination with significantly reduced monthly payments that attain affordable levels. But there are some very important details [...]