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Planning Your Life after Filing Bankruptcy
Life after filing bankruptcy is a very hard thing to imagine. For many, bankruptcy is a long-winded battle to overcome due to unfortunate circumstances. According to Clear Bankruptcy, the three major leading causes of those filing bankruptcy occur due to medical expenses, job loss and uncontrolled spending. After struggling for many years with credit card [...]
Continue reading...Get Out of Debt
21 October 2010
If you’re suffering from credit card debt, then you should take action promptly to prevent the problem from escalating. Here are some specific actions you can take that can help you regain the upper hand and get out of debt. Photo by BookMama. Get Out of Debt on Your Own Call your creditors [...]
Continue reading...Alternatives to Chapter 7 Bankruptcy
10 May 2010
According to a Wall Street Journal article dated January 7, 2010, personal bankruptcy filings for 2009 rose by almost a third compared to the prior year, and a growing proportion of these bankruptcies are Chapter 7 filings. These numbers appear to make a farce of the much-heralded 2005 bankruptcy law reforms that were intended to [...]
Continue reading...Debt Settlement vs. Chapter 13 Bankruptcy
10 May 2010
If you have a very serious debt problem, you may have reached a crossroads at which you need to decide between two debt solutions: debt settlement and Chapter 13 bankruptcy. If you’ve narrowed down your debt solution choices properly to these two options, then you have already ruled out credit counseling services with a debt [...]
Continue reading...Should I File Bankruptcy?
10 May 2010
Many of us have heard stories of someone who irresponsibly maxed out their credit cards by going on shopping sprees, buying everything from jewelry, large screen televisions, expensive restaurant meals, extravagant vacations and other luxury items. Then when they reached their credit limits and the consequences of what they had done set in, they responded [...]
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1 June 2011
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